
Some folks argue that this is the better option, to collect points on a single “universal” card (or a few cards) and then transfer them to hotel points when needed. In the meantime, you are free to use those points on other things, as well.
This article presents you with our top 5 such credit cards, using which you will be earning “universal” points to eventually transfer them to hotel points, and get free nights. This point transfer is usually conducted through a dedicated portal website operated by the bank, and is pretty easy to do. Anyway…
