Charles H. Miller
Fans of American Football can get themselves a card featuring logo of their favorite NFL team. The NFL Extra Points Visa Signature also allows users to earn points for every dollar spent with the card — it comes with 10,000 points just to get started (worth $100 in cash) and a neat discount of 20% at NFLShop.com. In addition, there’s the introductory period of 0% APR on balance transfers and purchases of eligible NFL tickets. There is no annual fee.
Highlights
- Sign-up bonus of 10,000 points (worth $100 in cash)
- Earn 2x points on NFL purchases, 1x point on everything else.
- Custom card design with all 32 teams
- 20% off purchases at NFLShop.com
- Visa Signature benefits
- 0% promo APR for 6 months on eligible NFL ticket purchases, 0% intro APR on balance transfers; then 15.24%, 20.24% or 25.24% variable APR
- No annual fee
How It Works?
Sign-up bonus: 10,000 points after spending $500 in purchases in the first 90 days. This is enough to redeem for $100 cash back.
Earn points: Get 2 points per dollar spent on NFL or Team purchases, including eligible game tickets, in-stadium and team pro shop purchases; and 1x point on all other purchases.
Redeem: Once earned, points can be redeemed for NFL game tickets (including Super Bowl tickets), team jerseys, and VIP stadium tours. Alternatively, you can redeem for NFLShop.com gift cards or good ol’ cash in the form of statement credit. The last option will get you 1% back.
NFL stuff: Cardmembers get 20% off purchases at NFLShop.com, as well as 0% APR for 6 months on eligible NFL ticket purchases. Also, they get to pick the card design that reflects their favorite team.
Visa Signature benefits: Including Zero Liability on unauthorized transactions, 24-hour Concierge Service, Purchase Security, Lost Luggage Reimbursement, and more.
APR: 0% introductory APR for 15 months on balance transfers, after which a variable APR of 15.24%, 20.24% or 25.24% will apply, based on your creditworthiness. There is also the 0% intro rate for purchases but only for NFL tickets for the first 6 months. After that, the APR is 15.24%, 20.24% or 25.24% variable.
Costs
- 0% Intro APR on Balance Transfers, then 15.24%, 20.24% or 25.24% Variable
- 0% APR on Purchases of eligible NFL tickets; otherwise it’s 15.24%, 20.24% or 25.24% Variable APR on Purchases
- 3% Balance Transfer Fee (minimum $5)
- 3% Foreign Transaction Fee
- $0 Annual Fee
At Barclaycard’s secure website
Pros
- Sign-up bonus – $100 is pretty cool for a card that has no annual fee.
- Introductory APR on balance transfers – if you could get the lowest rate, that could be helpful (by moving balance from some other card that has a higher APR).
- This could be your path to the Super Bowl tickets – depending how much you end-up using this card, those tickets could be free for you. You may considering saving points from the sign-up bonus to get those tickets.
Cons
- Foreign transaction fee – you are better off bringing some other card when travelling outside of the U.S.
- If you are not an NFL fan, you should get some other card. This one offers best rewards for NFL stuff.
Is This The Card For You?
Could be… If you love NFL so much that you are already buying NFL tickets and other merchandise. Presuming that’s the case, the NFL Extra Points Visa Signature will reward your consent with 10,000 points when you spend $500 in purchases in the first 90 days. This is enough to redeem for $100 cash back, but you could get more if you redeem points for NFL stuff. As part of the deal, you will also benefit from 20% off at NFLShop.com and get to pick the card design, which is cool. We think.
