Both Chase Sapphire Reserve and Chase Sapphire Preferred reward the good life, offering points for travel and dining purchases as well as everything else but with just one point per dollar spent. Also, both cards come with generous sign-up bonuses, though Sapphire Preferred offers more points to start with. It is, naturally, the more expensive option but the heftier price tag is worth every penny, we think. Still, if you are not travelling that often, or don’t have the perfect credit score, even the Sapphire Reserve will “get the job done.” It is still considered the best travel card by many. Let’s look at the details.
The Two Cards
Head to Head Comparison
Chase Sapphire Reserve
Chase Sapphire Preferred
Sign-up bonus
100,000 points (worth $1,500 in travel services)
50,000 points (worth $625 in travel services)
Build points
3x points on travel and dining, and 1x point on other purchases.
2x points on travel and dining, and 1x point on other purchases.
Travel credit
$300 per year
/
Lounge access
Priority Pass™ Select membership
/
Hotel benefits
Accelerated access to Club 5C status with Relais & Châteaux.
/
Global Entry / TSA PreCheck credit
Up to $100 every 4th year
/
APR
16.24% - 23.24%
16.24% - 23.24%
Foreign Transaction Fee
none
none
Annual Fee
$450
$95 (waived in the first year)
Go for it!
at a secure website
at a secure website
So which of the two cards works better for you?
Share Your Thoughts
DISCLAIMER: Opinions expressed here are author's alone, not those of any partner bank, credit card issuer, hotel, airline, or other partner. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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Charles H. Miller
Both Chase Sapphire Reserve and Chase Sapphire Preferred reward the good life, offering points for travel and dining purchases as well as everything else but with just one point per dollar spent. Also, both cards come with generous sign-up bonuses, though Sapphire Preferred offers more points to start with. It is, naturally, the more expensive option but the heftier price tag is worth every penny, we think. Still, if you are not travelling that often, or don’t have the perfect credit score, even the Sapphire Reserve will “get the job done.” It is still considered the best travel card by many. Let’s look at the details.
