Charles H. Miller
When it comes to credit cards for military personnel — USAA rules. There are cards issued by other banks that may offer better rewards, but they seldom include military-specific perks. In sharp contrast, pretty much all USAA financial products come with a number of military benefits, including a low APR of 4% on balances for up to 12 months during deployment or PCS, and on existing balances at the time you enter active military duty until one year after you complete active duty. Also, cardmembers get to access the USAA MemberShop from where they can shop with popular retailers such as Macy’s and The Home Depot, and earn additional rewards and savings. Before you choose the card, you should decide where you should go for…
Low Interest or Cash Back
One of the cards we will present here offers a low APR starting at 7.40%, but has no any kind of rewards. On the other hand, the other card offers cash back. And it’s up to you to decide which of two features you prefer — a low interest or rewards. If you constantly pay your balance in full and on time, you should go for the rewards card. On the other hand, if you carry the balance from one month to the other — and you have a good credit score — you may be better off getting a card with a lower APR.
Wallet Weekly’s Way – Less is More
We like lists, and we have such articles on our site. However, while these so called listicles are great for some things, for some other — we think they don’t help. For instance, if we want to present you with the best product/service, we don’t want to show you the “top 10” or “top 5” list; instead, we’ll just pick the two options. You still get the choice, but in a manner that is easier to comprehend. It is our job to go through all possible options and present you with two options you’ll want to consider. Not to shoot all the options out there and tell you: now pick and choose. Which brings us to the next section…
