Charles H. Miller
Hotel-branded credit cards are not the only cards that can get you free night stays. You can use some other cards to achieve the same thing — to “convert” your spending throughout the year(s) into free nights at many hotels around the world.
Some folks argue that this is the better option, to collect points on a single “universal” card (or a few cards) and then transfer them to hotel points when needed. In the meantime, you are free to use those points on other things, as well.
This article presents you with our top 5 such credit cards, using which you will be earning “universal” points to eventually transfer them to hotel points, and get free nights. This point transfer is usually conducted through a dedicated portal website operated by the bank, and is pretty easy to do. Anyway…
