Charles H. Miller
If, from time to time, you stay at Wyndham properties, you should consider getting the Wyndham Rewards® Visa® to earn your way to free stays with the company. The card comes with a sign-up bonus of 15,000 points, which is enough to redeem for 1 free night stay. In addition, it offers 3x points on eligible purchases for participating hotel stays; 2x points on eligible gas, utility and grocery store purchases; and 1x point on everything else. Users could also benefit from a period of 0% APR on balance transfers and the fact that the card has no foreign transaction fee. Here are the details.
Highlights
- Sign-up bonus of 15,000 points, which gets you 1 free night stay.
- Earn 3x points on eligible purchases for participating hotel stays; 2x points on eligible gas, utility and grocery store purchases; and 1x point on everything else.
- 0% intro APR for 15 months on balance transfers made within 45 days of account opening, then 15.49%, 20.24% or 25.24%.
- No annual fee
How It Works?
Sign-up bonus: 15,000 points after your first purchase, enough to redeem for 1 free night.
Points: Earn 3 points per dollar spent on eligible purchases for every participating hotel stay, Wyndham Vacation Rental North America properties, and on-property spend and maintenance fees at Wyndham timeshare properties. Also, earn 2 points per dollar spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®); and 1 point per dollar spent on all other purchases. Redeem points for free nights starting at 15,000 points per stay.
Global assistance services: Get customer service assistance with lost and stolen card reporting, 24 hours a day, 7 days a week.
Concierge service: Also as part of the deal, cardmembers get personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more.
APR: It is either 15.49%, 20.24% or 25.24% variable on purchases. For balance transfers, there is the 0% introductory rate for 15 months on balance transfers made within 45 days of account opening, after which a variable APR of 15.49%, 20.24% or 25.24% will apply.
Costs
- 0% Intro APR on Balance Transfers for 15 months, then 15.49%, 20.24% or 25.24% Variable
- 15.49%, 20.24% or 25.24% Variable APR on Purchases
- 3% Balance Transfer Fee (minimum $5)
- 0% Foreign Transaction Fee
- $0 Annual Fee
At Barclaycard’s secure website
Pros
- Sign-up bonus of 15,000 points, enough to redeem for a free night stay, is pretty cool for a card that has no annual fee.
- No foreign transaction fee – makes this card suitable to be used even while travelling to other countries.
- Beyond Wyndham properties, the card enables users to earn rewards for other purchases, including 2x points on eligible gas, utility and grocery store purchases, and 1x point on everything else.
Cons
- 0% APR is limited to balance transfers – it would be nice to see it being available on purchases as well. Or we are asking too much from a card that has no annual fee?
- Limited redemption options – points can only be redeemed for free nights at participating hotels. Other options are not available.
Is This The Card For You?
Those frequently staying at Wyndham properties will want to get this card. It will offer them something back for every dollar spent with the company while also rewarding other purchases, with gas, utility and grocery store purchases earning 2 points per dollar spent. The Wyndham Rewards® Visa® Card also comes with an introductory period of 0% APR on balance transfers so it could also be useful to help some users save on interest payments (by moving balance from a different card to this one). So if all this is something you consider interesting, click the link below for a few additional details…
